Coverage
Final Expense Insurance
Simplified-issue whole life designed to cover funeral, burial, and end-of-life expenses.
Overview
What is Final Expense Insurance?
Final expense insurance is a small, permanent whole life policy designed to cover funeral costs, medical bills, and other end-of-life expenses so your loved ones don't have to. Approval is fast, premiums are locked in for life, and most policies require no medical exam.
Key Features
- $5,000 to $40,000 face amounts
- Guaranteed-issue options available — no health questions
- Quick underwriting, no medical exam required
- Lifetime locked-in rate that never increases
- Coverage builds cash value over time
Best For
- Adults age 50–85
- Anyone wanting to relieve family of funeral expenses
- People who have been declined for traditional coverage
- Supplementing existing coverage for end-of-life costs
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