Coverage
Mortgage Protection Insurance
Term coverage matched to your mortgage so your family can stay in the home you built.
Overview
What is Mortgage Protection Insurance?
Mortgage protection insurance is a specialized term life policy designed to pay off your home loan if you pass away during the term. It can be structured as level or decreasing coverage to match your loan balance, and the benefit is paid directly to your family — not the bank.
Key Features
- Term length matches your mortgage (10–30 years)
- Level or decreasing coverage options
- Optional disability and critical illness riders
- Benefit paid directly to your beneficiaries, not the lender
- Return-of-premium options available
Best For
- New homeowners
- Homeowners who recently refinanced
- Families with a single primary income earner
- Anyone wanting peace of mind that the home is safe
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